Meet the Team

Meet your
Business Maker™ team.

There’s nothing they love more than seeing you succeed.

Part of being a businessperson is being a person. At Southbridge Savings Bank, we never forget that. Our Business Maker team treats you like an individual and works to really understand your business and the conditions you face.

We do this so that we can provide you with just-right banking products, advice and even business connections. As a result, your business can be more successful and you can be free to personally thrive—in and out of the workplace.

We even make house calls.

You’re always “on the clock,” and so are we. A Business Maker specialist can meet with you at a Southbridge Savings Bank branch or your office—even after hours.

Talk to a Business Maker specialist.

Call 508.765.9103 or 800.939.9103

Ronald Cooper

VP – Commercial Lending and Services Officer

Ron is a lifelong resident of the Sturbridge/Southbridge area. His ability to draw on his own successful business makes him a perfect fit for the area business owners. He is a member and past president of the Southbridge Lions Club and a trustee of Harrington Memorial Hospital. Ron is a graduate of Worcester State College and attended The School of Commercial Lending located at the Executive Learning Center at Babson College. Ron resides in Sturbridge.

James A. Sandagato

VP – Commercial Lending and Services Officer

Jim has been with Southbridge Savings Bank since July of 1998. He is currently a Vice President and commercial loan officer. Jim is a graduate of Becker College and a member of the Spencer Exchange Club, and Worcester Young Businessmen’s Association. Additionally he is active in the Career Vocational Technical Education Advisory Board at David Prouty High School, Central Massachusetts South Chamber of Commerce and Quaboag Valley Chamber of Commerce. He was a Worcester Business Journal “40 Under 40” recipient in 2011. Jim graduated from the Massachusetts Bankers Association’s School for Financial Studies, America’s Community Bankers National School of Banking and, most recently, the American Bankers Association’s National Commercial Lending School.

Bob Mangan, CTP

AVP - Cash Management Manager

Bob comes to Southbridge Savings Bank with 21 years experience in the cash management field—10 years as a customer of banking at a large health care provider and an international computer manufacturer, plus 11 years’ banking experience. As cash management manager, Bob provides solutions that help businesses with their day-to-day cash flow. Bob is a graduate of Fisher College and holds a certificate of graduation from the Massachusetts Bankers Association. Bob is a Certified Treasury Professional and looks forward to serving our customers as well as our community. Bob is also a member of the Worcester Rotary Club.

Heather Dumais

AVP - Commercial Lending and Services Officer

Heather joined Southbridge Savings Bank in 2015 and brings over 25 years of banking experience in Worcester County. She is a board member of RCAP Solutions and serves as an advisor on RCAP's small business lending committee. She enjoys working with small businesses to find the best solutions to meet their financial needs. Heather is a graduate of Boston University and resides in Charlton.