Deposit Rates
 

Deposit Rates

All Savings accounts and Checking accounts are variable rate accounts. Rate may change after account opening. Fees may reduce earnings.

All interest rates and Annual Percentage Yields (APY) are accurate as of: April 27, 2017.

Kasasa Accounts
 Interest RateAPYMin. Balance
to earn APY
Min. to
Open
Kasasa Saver with Kasasa Cash 0.75%0.75%$0.01$25.00
Kasasa Saver with Kasasa Cash 0.25%0.25%$50,000.01$25.00
Kasasa Saver with Kasasa Cash0.05%0.05%$0.01$25.00
Kasasa Cash
Checking
1.99%2.00%$0.01$25.00
Kasasa Cash
Checking
0.25%0.25%$25,000.01$25.00
Kasasa Cash
Checking
0.05%0.05%$0.01$25.00

Must meet Kasasa Cash requirements to receive bonus rates. Kasasa Saver must be linked to Kasasa Cash account.

Savings Accounts
 Interest RateAPYMin. Balance
to earn APY
Min. to
Open
Statement Savings0.05%0.05%$10.00$10.00
Key Select Savings0.05%0.05%$50 to $2,499.99$50.00
 0.05%0.05%$2,500 to
$9,999.99
 
 0.05%0.05%$10,000 to
$24,999.99
 
 0.10%0.10%$25,000 to
$49,999.99
 
 0.25%0.25%$50,000
and over
 
Passbook / Holiday
Savings Plan
0.05%0.05%$0.01$10.00
Moola Savings2.47%2.50%Up to $500.00$5.00
 0.05%0.05%Over $500.00 
IRA Savings0.25%0.25%$0.01$50.00

 

Checking Accounts
 Interest RateAPYMin. Balance
to earn APY
Min. to
Open
Non-Profit CheckingN/AN/AN/A$25.00
Key Select Checking0.05%0.05%$500.00$50.00

 

Traditional IRA & Roth IRA
 Interest RateAPYPenalty for Early WithdrawalMin. Bal. to Earn APYMin Opening Balance
6 Month Certificate0.25%0.25%90 Days$.00$500.00
8 Month Certificate0.50%0.50%90 Days$.00$500.00
12 Month Certificate0.25%0.25%90 Days$.00$500.00
15 Month Certificate0.99%1.00%180 Days$.00$500.00
18 Month Certificate0.75%0.75%180 Days$.00$500.00
22 Month Certificate1.24%1.25%180 Days$.00$500.00
24 Month Certificate0.75%0.75%180 Days$.00$500.00
30 Month Certificate0.75%0.75%180 Days$.00$500.00
36 Month Certificate0.75%0.75%360 Days$.00$500.00
38 Month Certificate1.24%1.25%360 Days$.00$500.00
47 Month Certificate1.48%1.50%360 Days$.00$500.00
48 Month Certificate0.75%0.75%360 Days$.00$500.00
57 Month Certificate1.98%2.00%360 Days$.00$500.00
60 Month Certificate0.75%0.75%360 Days$.00$500.00

 * A Penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings.

Certificates of Deposit *
 Interest
Rate
APYPenalty for Early WithdrawalMin. Bal. to earn APYMin. to Open
6 Month Certificate0.25%0.25%90 Days$500.00$500.00
8 Month Certificate0.50%0.50%90 Days$500.00$500.00
12 Month Certificate0.25%0.25%90 Days$500.00$500.00
15 Month Certificate0.99%1.00%180 Days$500.00$500.00
18 Month Certificate0.75%0.75%180 Days$500.00$500.00
22 Month Certificate1.24%1.25%180 Days$500.00$500.00
24 Month Certificate0.75%0.75%180 Days$500.00$500.00
30 Month Certificate0.75%0.75%180 Days$500.00$500.00
36 Month Certificate0.75%0.75%360 Days$500.00$500.00
38 Month Certificate1.24%1.25%360 Days$500.00$500.00
47 Month Certificate1.48%1.50%360 Days$500.00$500.00
48 Month Certificate0.75%0.75%360 Days$500.00$500.00
57 Month Certificate1.98%2.00%360 Days$500.00$500.00
60 Month Certificate0.75%0.75%360 Days$500.00$500.00

* A Penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings.

Money Market Accounts
 Interest RateAPYMin. Bal. to Earn APYMin. Opening Balance
Personal Money Market0.05%0.05%$.01 - $4,999.99$25.00
 0.25%0.25%$5,000.00 & above$25.00

Money Market accounts are variable rate accounts. Rates may change after account opening. Fees may reduce earnings.