CDs & IRAs
 

Certificates of Deposit

Certificates of Deposit, or CDs as they are commonly known, are available with terms ranging from 6 months to 60 months. The interest rate* is guaranteed for the term of the certificate.

  • Minimum deposit of $500 to open
  • No monthly service charge
  • Interest earned may be withdrawn at anytime without penalty
  • At maturity, funds may be added, terms may be changed, and partial withdrawals are permitted
  • As with most CDs, there will be a penalty for early withdrawal
  • FREE telephone & internet banking (inquiries only)

Individual Retirement Accounts

There are two IRA Plans to choose from: Traditional IRAs and Roth IRAs. Please contact your tax advisor to determine which plan is best for you.

And, don’t forget to visit SSB Investment Services† for comprehensive, easy-to-understand information that will help you focus on the financial issues pertinent to your current circumstances.

† Securities and Insurance offered through LPL Financial Products and its affiliates. Member FINRA/SIPC. Not FDIC insured. Not DIF insured. No bank guarantee. May lose value.

IRA Certificates of Deposit

Features:

  • Available terms: 6 – 60 months
  • Minimum deposit of $500 to open
  • Guaranteed interest rate for the term of the certificate*
  • Funds may be added at maturity
  • As with most CDs, there will be a penalty for early withdrawal
  • FREE telephone & internet banking (inquiries only)

*See rate schedule for current interest rate

And, enjoy the convenience of banking seven days a week at our full service supermarket locations.